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NorthStar Safety Portfolio

Investment Objective

The NorthStar Safety Portfolio is suitable for investors who require extremely high capital security and wish to protect their investment from short-term market fluctuations. The portfolio is primarily constructed using fixed income, cash, commercial property and low-risk alternative investment strategies, meaning long-term returns may be lower than other portfolios in the NorthStar range to achieve the desired level of capital security.

This portfolio is not risk-free and investment in this portfolio should be seen as a long-term strategy. Risk aspects include inflation risk, shortfall risk and some exchange rate risk. The portfolio aims to provide significant downside protection, targets capital growth in excess of 2-3% per annum over a rolling 5-year period and is benchmarked against the IA Targeted Absolute Return sector average. Values may fall as well as rise and investors may not get back the amount originally invested.

Key Information

Portfolio Type:Capital preservation

Inception Date:01.01.15

Current Holdings:13

FE Risk Score:19 

Current Yield:1.57%

Targeted Average Annual Return¹:2-3%

Passive/Active Split:46/54 

Indicative Risk Level:1/10

Benchmark¹:IA Targeted Absolute Return

Asset Allocation

Current asset allocation of the NorthStar Safety Portfolio:

    Portfolio Charges

    At NorthStar, we’re committed to providing clear and simple charges for our investment portfolios. We believe in total transparency so you’ll always know what you will pay. The charges for the NorthStar Safety Portfolio are:

    Weighted Annual Fund Charge:0.44%

    Annual Platform Charge²:0.40%

    Annual NorthStar Charge:0.80%



    Total Annual Charge:1.64%

    Constituent Funds

    UK Equity 4%

    HSBC FTSE 100 Index 4%

    Property 8%

    Janus Henderson UK Property 8%

    UK Fixed Income 12%

    Vanguard UK Short-Term Investment Grade Bond Index 7%
    iShares Corporate Bond Index 3%
    Vanguard UK Government Bond Index 1%
    Vanguard UK Inflation Linked Gilt Index 1%

    Global Fixed Income 10%

    Vanguard Global Bond Index 8%
    Vanguard Global Short-Term Bond Index 2%

    Alternative Strategies 46%

    Threadneedle Dynamic Real Return 18%
    BNY Mellon Real Return 14%
    Invesco Global Targeted Returns 9%
    Kames Absolute Return Bond 5%

    Cash 20%

    Royal London Short Term Money Market 20%

    Portfolio Performance

    Portfolio performance to August 2019:

    Portfolio Documents

    NorthStar Safety Portfolio Factsheet

    Last Updated: August 2019
    Format: PDF
    Pages: 2 

    NorthStar Safety Portfolio Key Information Document Pack

    Last Updated: August 2019
    Format: PDF
    Pages: 27
    The NorthStar Safety Portfolio Factsheet provides full information on the NorthStar Safety Portfolio as well as up-to-date portfolio commentary.
    The NorthStar Safety Portfolio Key Investor Information Document (KIID) Pack provides full information and regulatory details of all funds held within the NorthStar Safety Portfolio.

    The NorthStar Portfolio Range

    Learn more about the complete range of NorthStar portfolios.

    1. Over a rolling 5-year period. Targeted average annual return is based on the average long-term returns of applicable asset classes and is in no way guaranteed.
    2. Typical annual platform charges will not exceed 0.4%. This will depend on the platform used and amount invested.
    FE Risk Score is a measure of volatility relative to the FTSE 100 index, which always has a score of 100. Investments more volatile than the FTSE 100 have a score above 100 and vice versa giving a reliable indication of relative risk. Cash has a risk score of zero. Performance data shown are on a bid-to-bid basis, with income reinvested and do not take into account platform or advisory charges. Figures may include performance data for discounted ‘super clean’ funds where these are available. Such funds may not be available on all platforms. All performance data are rounded to the nearest 0.1% so small rounding errors may occur. Data correct as at 01.08.19. Source: FE. The value of investments and the income from them can fluctuate and investors may not get back the full amount invested. Past performance is not necessarily a guide to future performance. The tax treatment of investments depends on individual circumstances and is subject to changes in tax legislation. Figures are provided for illustrative purposes only and their accuracy cannot be guaranteed. Information provided should not be relied upon in isolation when making investment decisions and does not constitute advice or an offer to purchase any investment or product. Please contact us for more information on our range of portfolios.

     Accreditations & Trade Bodies


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