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NorthStar Safety Portfolio

Investment Objective

The NorthStar Safety Portfolio is suitable for investors who require extremely high capital security and wish to protect their investment from short-term market fluctuation. The portfolio is constructed using a broad range of low-risk assets which may include equities, fixed income, property, infrastructure, alternative investments and cash. The diversification and low-risk construction of this portfolio will insulate investors from the majority of short-term market volatility and provide significant capital protection. Long-term returns may be lower than other portfolios in the NorthStar range to achieve the required level of capital security.

This portfolio is not risk-free and investment in this portfolio should be seen as a long-term strategy. Risk aspects include inflation risk, shortfall risk and some exchange rate risk. The portfolio aims to provide significant downside protection, targets capital growth in excess of 2-3% per annum over a rolling 5-year period and is benchmarked against the IA Targeted Absolute Return sector average. Values may fall as well as rise and investors may not get back the amount originally invested.

Portfolio Risk

The NorthStar Safety Portfolio is a low-risk investment strategy that is likely to exhibit very low volatility and downside risk to achieve the required level of capital growth.

Risk Icon

FE Risk Score: 26         Indicative Risk Level: 1/10         Volatility: 4.2%

FE Risk Score:26

Indicative Risk Level: 1/10

Volatility: 4.2%

Portfolio Asset Allocation

The current asset allocation of the NorthStar Safety Portfolio:

Key Information

A summary of key information about the NorthStar Safety Portfolio:

 

  | Inception Date: 01.01.15

  | Current Holdings: 14

  | FE Risk Score: 26

  | Historic Yield: 1.6%

  | Volatility: 4.2%

  | Targeted Average Annual Return¹: 2-3%

  | Indicative Risk Level: 1/10

  | Rebalance Frequency: Biannual

  | Benchmark²: IA Targeted Absolute Return

Constituent Funds

The NorthStar Safety Portfolio contains the following funds:

 

  | Vanguard UK All-Share Index 5%

  | First Sentier Global Listed Infrastructure 4%

  | FP Foresight Global Real Infrastructure 4%

  | iShares Corporate Bond Index 10%

  | Vanguard UK Short-Term Investment Grade Bond Index 5%

  | Artemis High Income 3%

  | Vanguard UK Government Bond Index 1%

  | Vanguard UK Inflation Linked Gilt Index 1%

  | Vanguard Global Bond Index 7%

  | Schroder High Yield Opportunities 3%

  | Vanguard Global Short-Term Bond Index 2%

  | Threadneedle Dynamic Real Return 19%

  | BNY Mellon Real Return 18%

  | Royal London Short Term Money Market 18%

Portfolio Charges

At NorthStar, we believe in total charging transparency and are committed to simple, clear fees. The annual charge for the NorthStar Safety Portfolio is:

 

  | Annual Portfolio Charge (OCF)³: 0.40%

 

All investors also pay an annual platform charge and ongoing advice fee dependent upon circumstances.



About NorthStar Wealth Management

Award-winning independent financial planning designed to help you take control of your money, grow your wealth, protect your lifestyle and plan for a more certain future.

Portfolio Performance

Performance of the NorthStar Safety Portfolio since inception (January 2015) to February 2022:

Feb S

Portfolio Documents

NorthStar Safety Portfolio Factsheet February thumbnail

NorthStar Safety Portfolio Factsheet

Document Format: PDF
Total Pages: 2
File Size: 0.4 MB
Revision: February 2022
 
KIID Pack Front Cover S thumbnail

NorthStar Safety Portfolio Key Investor Information Document Pack

Document Format: PDF
Total Pages: 30
File Size: 2.2 MB
Revision: February 2022
 
The NorthStar Safety Portfolio Factsheet provides full information on the NorthStar Safety Portfolio as well as up-to-date portfolio commentary.
The NorthStar Safety Portfolio Key Investor Information Document (KIID) Pack provides full information and regulatory details of all funds held within the NorthStar Safety Portfolio.

The NorthStar Portfolio Range

Learn more about the complete range of NorthStar portfolios.
 
 

1. Targeted average annual return is based on the average long-term returns of applicable asset classes and is in no way guaranteed.
 
2. Over a rolling 5-year period.
 
3.Portfolio charges are calculated using the average fund charges across all applicable platforms.
 
Performance data are on a bid-to-bid basis, with income reinvested. Performance data do not take into account platform or advisory charges and exclude any holdings in platform ‘cash accounts’. Performance data show returns for discounted ‘super clean’ funds where these are available. Such funds may not be available on all platforms. Performance data are rounded to the nearest 0.1% so small rounding errors may occur. Data correct as at 01.02.22. Source: FE. The value of investments and the income from them can fluctuate and investors may not get back the full amount invested. Past performance is not necessarily a guide to future performance. The tax treatment of investments depends on individual circumstances and is subject to changes in tax legislation. Figures are provided for illustrative purposes only and their accuracy cannot be guaranteed. Information provided should not be relied upon in isolation when making investment decisions and does not constitute advice or an offer to purchase any investment or product. Please contact us for more information on our range of portfolios.

Awards, Accreditations & Trade Associations

NorthStar is proud to be members of the leading financial planning trade associations. Through a continued commitment to work to the highest professional standards and deliver real value to all clients, our work has been recognised with a number of awards and professional accreditations.

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