NorthStar Safety Portfolio
Investment Objective
The NorthStar Safety Portfolio is suitable for investors who require extremely high capital security and wish to protect their investment from short-term market fluctuation. The portfolio is constructed using a broad range of low-risk assets which may include equities, fixed income, property, infrastructure, alternative investments and cash. The diversification and low-risk construction of this portfolio will insulate investors from the majority of short-term market volatility and provide significant capital protection. Long-term returns may be lower than other portfolios in the NorthStar range to achieve the required level of capital security.
This portfolio is not risk-free and investment in this portfolio should be seen as a long-term strategy. Risk aspects include inflation risk, shortfall risk and some exchange rate risk. The portfolio aims to provide significant downside protection, targets capital growth in excess of 2-3% per annum over a rolling 5-year period and is benchmarked against the IA Targeted Absolute Return sector average. Values may fall as well as rise and investors may not get back the amount originally invested.
Asset Allocation
Current asset allocation of the NorthStar Safety Portfolio:
Key Information
A summary of key information about the NorthStar Safety Portfolio:
Inception Date:01.01.15
Current Holdings:15
FE Risk Score:23
Historic Yield:1.70%
Targeted Average Annual Return¹:2-3%
Passive/Active Split:49/51
Indicative Risk Level:1/10
Rebalance Frequency:Biannual
Benchmark²:IA Targeted Absolute Return
Portfolio Charges
At NorthStar, we’re committed to providing clear and simple charges for our investment portfolios. We believe in total transparency so you’ll always know what you will pay.
The charges for the NorthStar Safety Portfolio are:
Annual Portfolio Charge (OCF)³:0.41%
Constituent Funds
UK Equity 5%
Vanguard UK All-Share Index 5%
Property & Infrastructure 8%
First Sentier Global Listed Infrastructure 4%
FP Foresight Global Real Infrastructure 4%
UK Fixed Income 20%
iShares Corporate Bond Index 10%
Vanguard UK Short-Term Investment Grade Bond Index 5%
Artemis High Income 3%
Vanguard UK Government Bond Index 1%
Vanguard UK Inflation Linked Gilt Index 1%
Global Fixed Income 12%
Vanguard Global Bond Index 7%
Schroder High Yield Opportunities 3%
Vanguard Global Short-Term Bond Index 2%
Alternative Strategies 37%
Threadneedle Dynamic Real Return 18%
BNY Mellon Real Return 13%
Invesco Global Targeted Returns 6%
Cash 18%
Royal London Short Term Money Market 18%
Portfolio Performance
Performance of the NorthStar Safety Portfolio since inception (January 2015) to August 2021:
Portfolio Documents
NorthStar Safety Portfolio Factsheet
NorthStar Safety Portfolio Key Investor Information Document Pack
The NorthStar Portfolio Range
Learn more about the complete range of NorthStar portfolios.
2. Over a rolling 5-year period.
3.Portfolio charges are calculated using the average fund charges across all applicable platforms.
Performance data are on a bid-to-bid basis, with income reinvested. Performance data do not take into account platform or advisory charges and exclude any holdings in platform ‘cash accounts’. Performance data show returns for discounted ‘super clean’ funds where these are available. Such funds may not be available on all platforms. Performance data are rounded to the nearest 0.1% so small rounding errors may occur. Data correct as at 01.08.21. Source: FE. The value of investments and the income from them can fluctuate and investors may not get back the full amount invested. Past performance is not necessarily a guide to future performance. The tax treatment of investments depends on individual circumstances and is subject to changes in tax legislation. Figures are provided for illustrative purposes only and their accuracy cannot be guaranteed. Information provided should not be relied upon in isolation when making investment decisions and does not constitute advice or an offer to purchase any investment or product. Please contact us for more information on our range of portfolios.
Awards, Accreditations & Trade Associations
At NorthStar, we are committed to delivering the best service to our clients and working to the very highest professional standards. Our work has been rewarded with a number of awards and professional accreditations. We are also members of the leading financial services professional trade associations.
