NorthStar Ethical Defensive Growth Portfolio
The NorthStar Ethical Defensive Growth Portfolio is suitable for investors who are seeking to invest ‘ethically’ and require a high level of capital security, protecting their investment from the majority of short-term market fluctuation. The portfolio is constructed using a broad range of assets which may include equities, fixed income, property, infrastructure, alternative investments and cash. The diversification and low-risk construction of this portfolio will insulate investors from a significant amount of short-term market volatility and provide a high degree of capital protection. Investments are predominantly held in assets that seek to promote environmental, ethical, sustainable and socially responsible causes and exclude companies that promote or produce tobacco, fossil fuels, arms, gambling, animal testing and similar activities. Equity exposure will typically be around 40%, meaning long-term returns may be lower than some portfolios in the NorthStar range to achieve the required level of capital security.
Due to the nature of underlying holdings, investment in this portfolio should be seen as a long-term strategy. Risk aspects include inflation risk, capital risk, shortfall risk, and exchange rate risk. The key objective of the portfolio is to adhere to high ethical, sustainable and socially responsible standards at all times. These considerations will always take precedence over portfolio returns. The portfolio targets capital growth in excess of 3-4% per annum over a rolling 5-year period and is benchmarked against the IA Mixed Investment 0-35% Shares sector average. Values may fall as well as rise and investors may not get back the amount originally invested.
Current asset allocation of the NorthStar Ethical Defensive Growth Portfolio:
A summary of key information about the NorthStar Ethical Defensive Growth Portfolio:
FE Risk Score:40
Targeted Average Annual Return¹:3-4%
Indicative Risk Level:2/10
Benchmark²:IA Mixed Investment 0-35% Shares
At NorthStar, we’re committed to providing clear and simple charges for our investment portfolios. We believe in total transparency so you’ll always know what you will pay.
The charges for the NorthStar Ethical Defensive Growth Portfolio are:
Annual Portfolio Charge (OCF)³:0.52%
UK Equity 10%
Liontrust UK Ethical 4%
Royal London Sustainable Leaders Trust 4%
Jupiter Responsible Income 2%
Property & Infrastructure 6%
FP Foresight Global Real Infrastructure 3%
Sarasin Sustainable Global Real Estate 3%
UK Fixed Income 34%
Rathbone Ethical Bond 14%
Royal London Ethical Bond 13%
Aegon Ethical Corporate Bond 7%
Global Fixed Income 14%
iShares ESG Screened Global Corporate Bond Index 14%
Specialist & Global Equity 20%
Vanguard ESG Developed World All Cap Equity Index 8%
BMO Responsible Global Equity 5%
Stewart Investors Worldwide Sustainability 5%
Guinness Sustainable Energy 2%
Royal London Short Term Money Market 16%
Performance of the NorthStar Ethical Defensive Growth Portfolio since inception (January 2021) to August 2021:
NorthStar Ethical Defensive Growth Portfolio Factsheet
The NorthStar Portfolio Range
Learn more about the complete range of NorthStar portfolios.
2. Over a rolling 5-year period.
3.Portfolio charges are calculated using the average fund charges across all applicable platforms.
Performance data are on a bid-to-bid basis, with income reinvested. Performance data do not take into account platform or advisory charges and exclude any holdings in platform ‘cash accounts’. Performance data show returns for discounted ‘super clean’ funds where these are available. Such funds may not be available on all platforms. Performance data are rounded to the nearest 0.1% so small rounding errors may occur. Data correct as at 01.08.21. Source: FE. The value of investments and the income from them can fluctuate and investors may not get back the full amount invested. Past performance is not necessarily a guide to future performance. The tax treatment of investments depends on individual circumstances and is subject to changes in tax legislation. Figures are provided for illustrative purposes only and their accuracy cannot be guaranteed. Information provided should not be relied upon in isolation when making investment decisions and does not constitute advice or an offer to purchase any investment or product. Please contact us for more information on our range of portfolios.
Awards, Accreditations & Trade Associations
At NorthStar, we are committed to delivering the best service to our clients and working to the very highest professional standards. Our work has been rewarded with a number of awards and professional accreditations. We are also members of the leading financial services professional trade associations.