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NorthStar Ethical Balanced Growth Portfolio

Investment Objective

The NorthStar Ethical Balanced Growth Portfolio is suitable for investors who are seeking to invest ‘ethically’ and require a balance between capital growth and capital security. The portfolio is constructed using a broad range of assets which may include equities, fixed income, property, infrastructure, alternative investments and cash. The diversification of this portfolio will insulate investors from some short-term market volatility. Investments are predominantly held in assets that seek to promote environmental, ethical, sustainable and socially responsible causes and exclude companies that promote or produce tobacco, fossil fuels, arms, gambling, animal testing and similar activities. Equity content will typically be around 70%, meaning the portfolio will exhibit moderate downside risk to achieve the required level of capital growth.

Due to the nature of underlying holdings, investment in this portfolio should be seen as a long-term strategy. Risk aspects include inflation risk, capital risk, shortfall risk, and exchange rate risk. The key objective of the portfolio is to adhere to high ethical, sustainable and socially responsible standards at all times. These considerations will always take precedence over portfolio returns. The portfolio targets capital growth in excess of 5-6% per annum over a rolling 5-year period and is benchmarked against the IA Mixed Investment 40-85% Shares sector average. Values may fall as well as rise and investors may not get back the amount originally invested.


 

Asset Allocation

Current asset allocation of the NorthStar Ethical Balanced Growth Portfolio:

Key Information

A summary of key information about the NorthStar Ethical Balanced Growth Portfolio:

Inception Date:01.01.15

Current Holdings:14 

FE Risk Score:60 

Historic Yield:1.25%

Targeted Average Annual Return¹:5-6%

Passive/Active Split:17/83 

Indicative Risk Level:6/10

Rebalance Frequency:Biannual

Benchmark²:IA Mixed Investment 40-85% Shares



Portfolio Charges

At NorthStar, we’re committed to providing clear and simple charges for our investment portfolios. We believe in total transparency so you’ll always know what you will pay.

The charges for the NorthStar Ethical Balanced Growth Portfolio are:

Annual Portfolio Charge (OCF)³:0.61%

Constituent Funds

UK Equity 22%

Liontrust UK Ethical 8%
Royal London Sustainable Leaders Trust 8%
Jupiter Responsible Income 6%
 

Property & Infrastructure 4%

FP Foresight Global Real Infrastructure 2%
Sarasin Sustainable Global Real Estate 2%
 

UK Fixed Income 18%

Rathbone Ethical Bond 8%
Royal London Ethical Bond 6%
Aegon Ethical Corporate Bond 4%
 

Specialist & Global Equity 51%

BMO Responsible Global Equity 15%
Stewart Investors Worldwide Sustainability 13%
Vanguard ESG Developed World All Cap Equity Index 12%
Guinness Sustainable Energy 6%
Legal & General MSCI World SRI Index 5%
 

Cash 5%

Royal London Short Term Money Market 5%

Portfolio Performance

Performance of the NorthStar Ethical Balanced Growth Portfolio since inception (January 2015) to August 2021:

EBG Aug

Portfolio Documents

NorthStar Ethical Growth Portfolio Factsheet August Thumbnail

NorthStar Ethical Balanced Growth Portfolio Factsheet

Document Format: PDF
Total Pages: 2
File Size: 0.4 MB
Revision: August 2021
 
KIID Pack Front Cover EG thumbnail

NorthStar Ethical Balanced Growth Portfolio Key Investor Information Document Pack

Document Format: PDF
Total Pages: 30
File Size: 2.0 MB
Revision: August 2021
 
The NorthStar Ethical Balanced Growth Portfolio Factsheet provides full information on the NorthStar Ethical Balanced Growth Portfolio as well as up-to-date portfolio commentary.
The NorthStar Ethical Balanced Growth Portfolio Key Investor Information Document (KIID) Pack provides full information and regulatory details of all funds held within the NorthStar Ethical Balanced Growth Portfolio.

The NorthStar Portfolio Range

Learn more about the complete range of NorthStar portfolios.
 
 

1. Targeted average annual return is based on the average long-term returns of applicable asset classes and is in no way guaranteed.
 
2. Over a rolling 5-year period.
 
3.Portfolio charges are calculated using the average fund charges across all applicable platforms.
 
Performance data are on a bid-to-bid basis, with income reinvested. Performance data do not take into account platform or advisory charges and exclude any holdings in platform ‘cash accounts’. Performance data show returns for discounted ‘super clean’ funds where these are available. Such funds may not be available on all platforms. Performance data are rounded to the nearest 0.1% so small rounding errors may occur. Data correct as at 01.08.21. Source: FE. The value of investments and the income from them can fluctuate and investors may not get back the full amount invested. Past performance is not necessarily a guide to future performance. The tax treatment of investments depends on individual circumstances and is subject to changes in tax legislation. Figures are provided for illustrative purposes only and their accuracy cannot be guaranteed. Information provided should not be relied upon in isolation when making investment decisions and does not constitute advice or an offer to purchase any investment or product. Please contact us for more information on our range of portfolios.

Awards, Accreditations & Trade Associations

At NorthStar, we are committed to delivering the best service to our clients and working to the very highest professional standards. Our work has been rewarded with a number of awards and professional accreditations. We are also members of the leading financial services professional trade associations.

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We offset our carbon footprint via Ecologi

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