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NorthStar Defensive Growth Portfolio

Investment Objective

The NorthStar Defensive Growth Portfolio is suitable for investors who are seeking capital growth but require a high level of capital security, protecting their investment from the majority of short-term market fluctuation. The portfolio is constructed using a broad range of assets which may include equities, fixed income, property, infrastructure, alternative investments and cash. The diversification and low-risk construction of this portfolio will insulate investors from a significant amount of short-term market volatility and provide a high degree of capital protection. Equity exposure will typically be around 40%, meaning long-term returns may be lower than some portfolios in the NorthStar range to achieve the required level of capital security.

Due to the nature of underlying holdings, investment in this portfolio should be seen as a long-term strategy. Risk aspects include inflation risk, capital risk, shortfall risk, and exchange rate risk. The portfolio targets capital growth in excess of 3-4% per annum over a rolling 5-year period and is benchmarked against the IA Mixed Investment 0-35% Shares sector average. Values may fall as well as rise and investors may not get back the amount originally invested.

Portfolio Risk

The NorthStar Defensive Growth Portfolio a lower-risk investment strategy that is likely to exhibit relatively low volatility and downside risk to achieve the required level of capital growth.

Risk Icon

FE Risk Score: 40        Indicative Risk Level: 2/10         Volatility: 7.0%

FE Risk Score: 40

Indicative Risk Level: 2/10

Volatility: 7.0%

Portfolio Asset Allocation

The current asset allocation of the NorthStar Defensive Growth Portfolio:

Key Information

A summary of key information about the NorthStar Defensive Growth Portfolio:

 

  | Inception Date: 01.01.15

  | Current Holdings: 27

  | FE Risk Score: 40

  | Historic Yield: 1.9%

  | Volatility: 7.0%

  | Targeted Average Annual Return¹: 3-4%

  | Indicative Risk Level: 2/10

  | Rebalance Frequency: Biannual

  | Benchmark²: IA Mixed Investment 0-35% Shares

Constituent Funds

The NorthStar Defensive Growth Portfolio contains the following funds:

 

  | Vanguard UK All-Share Index 4%

  | Franklin UK Equity Income 3%

  | HSBC FTSE 250 Index 1%

  | Marlborough UK Micro Cap Growth 1%

  | Vanguard FTSE Developed Europe ex-UK Equity Index 2%

  | Fidelity US Index 3%

  | Vanguard Japan Stock Index 2%

  | JPM Asia Growth 1%

  | Vanguard Pacific ex-Japan Stock Index 1%

  | Vanguard Emerging Markets Stock Index 4%

  | FP Foresight Global Real Infrastructure 5%

  | iShares Global Property Securities Equity Index 1%

  | iShares Corporate Bond Index 9%

  | Artemis High Income 7%

  | Vanguard UK Government Bond Index 3%

  | Vanguard UK Short-Term Investment Grade Bond Index 3%

  | Vanguard Global Bond Index 6%

  | Vanguard Global Short-Term Bond Index 5%

  | Schroder High Yield Opportunities 2%

  | Artemis Global Income 2%

  | AXA Framlington Global Technology 1%

  | Guinness Sustainable Energy 1%

  | Legal & General Global Health & Pharmaceutical Index 1%

  | Vanguard Global Small-Cap Index 1%

  | Threadneedle Dynamic Real Return 12%

  | BNY Mellon Real Return 11%

  | Royal London Short Term Money Market 8%

Portfolio Charges

At NorthStar, we believe in total charging transparency and are committed to simple, clear fees. The annual charge for the NorthStar Defensive Growth Portfolio is:

 

  | Annual Portfolio Charge (OCF)³: 0.39%

 

All investors also pay an annual platform charge and ongoing advice fee dependent upon circumstances.



About NorthStar Wealth Management

Award-winning independent financial planning designed to help you take control of your money, grow your wealth, protect your lifestyle and plan for a more certain future.

Portfolio Performance

Performance of the NorthStar Defensive Growth Portfolio since inception (January 2015) to February 2022:

Feb DG

Portfolio Downloads

NorthStar Cautious Growth Portfolio Factsheet February thumbnail

NorthStar Defensive Growth Portfolio Factsheet

Document Format: PDF
Total Pages: 2
File Size: 0.4 MB
Revision: February 2022​
 
KIID Pack Front Cover DG thumbnail

NorthStar Defensive Growth Portfolio Key Investor Information Document Pack

Document Format: PDF
Total Pages: 56
File Size: 3.3 MB
Revision: February 2022
 
The NorthStar Defensive Growth Portfolio Factsheet provides full information on the NorthStar Defensive Growth Portfolio as well as up-to-date portfolio commentary.
The NorthStar Defensive Growth Portfolio Key Investor Information Document (KIID) Pack provides full information and regulatory details of all funds held within the NorthStar Defensive Growth Portfolio.

The NorthStar Portfolio Range

Learn more about the complete range of NorthStar portfolios.
 
 

1. Targeted average annual return is based on the average long-term returns of applicable asset classes and is in no way guaranteed.
 
2. Over a rolling 5-year period.
 
3.Portfolio charges are calculated using the average fund charges across all applicable platforms.
 
Performance data are on a bid-to-bid basis, with income reinvested. Performance data do not take into account platform or advisory charges and exclude any holdings in platform ‘cash accounts’. Performance data show returns for discounted ‘super clean’ funds where these are available. Such funds may not be available on all platforms. Performance data are rounded to the nearest 0.1% so small rounding errors may occur. Data correct as at 01.02.22. Source: FE. The value of investments and the income from them can fluctuate and investors may not get back the full amount invested. Past performance is not necessarily a guide to future performance. The tax treatment of investments depends on individual circumstances and is subject to changes in tax legislation. Figures are provided for illustrative purposes only and their accuracy cannot be guaranteed. Information provided should not be relied upon in isolation when making investment decisions and does not constitute advice or an offer to purchase any investment or product. Please contact us for more information on our range of portfolios.

Awards, Accreditations & Trade Associations

NorthStar is proud to be members of the leading financial planning trade associations. Through a continued commitment to work to the highest professional standards and deliver real value to all clients, our work has been recognised with a number of awards and professional accreditations.

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We offset our carbon footprint via Ecologi

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