Investment Services Charges
At NorthStar, we have a commitment to providing clear and simple charges for all our services. When you invest with us, you will always know how much you will be charged and can be confident that you will be paying some of the most competitive rates around.
Starting an Investment
To provide an ‘Investment Report’ with recommendations to start an investment policy, we charge up to 2% of the amount to be invested (minimum charge £500). This is an implementation charge and is only payable should you wish to proceed with the advice given. An ‘Investment Report’ will provide information and advice on the most tax-efficient product(s), which investment provider to use, recommended contribution levels and your optimal investment strategy.
Investment/ISA Review
To provide an ‘Investment Review Report’ covering analysis and advice on whether to switch or consolidate your investments, we charge up to 2% of the amount to be transferred (minimum charge £500). This is an implementation charge and is only payable should you wish to proceed with the advice given. An ‘Investment Review Report’ will provide a full analysis of your existing investment policies covering charges, performance and features, advice on whether to switch or consolidate your investments, recommended contribution levels and your optimal investment strategy.
Ongoing Investment Management
To provide ongoing investment management, advice and recommendations, charges are based on the type of investment product held and service required. Investments in the NorthStar portfolio range have an annual investment management charge of 0.9%. Investments in simple investment products with a limited fund range have an annual investment management charge of 0.6% and investments with any other provider have an annual investment management charge of 1%. A charge of up to 2% is payable on any ongoing regular contributions to your investments.
Dynamic Cash Management
The Dynamic Cash Management service has an annual charge 0.25% (minimum £350). This provides a full cash management service targeting the highest possible interest at all times. The Dynamic Cash Management service is typically suitable for those with at least £50,000 available to deposit.
Other Investment Services
For any other investment services, we will quote a price on enquiry. We are always clear on what you will pay for our services before you commence.
Complete Flexibility
Remember that you can start or stop our investment management services at any time. We never tie you into any form of contract with us – we just take a charge from your investments month-to-month for as long as you need our investment management services. Don’t worry if you are unsure which plan would suit you best. You can discuss your requirements during your introductory phone call where a NorthStar financial planner can help you work out which investment service option is right for you.
Find out More About Our Other Charges
Financial planning services charges
Our commitment on charges
At NorthStar, we’re committed to providing clear and simple charges for all our services.
We believe in total transparency so you’ll always know what you will pay.
No hidden charges, no additional fees, no nasty surprises – that’s a promise.
Awards, Accreditations & Trade Associations
At NorthStar, we are committed to delivering the best service to our clients and working to the very highest professional standards. Our work has been rewarded with a number of awards and professional accreditations. We are also members of the leading financial services professional trade associations.
