NorthStar Ethical Income Portfolio
The NorthStar Ethical Income Portfolio is suitable for investors who are seeking to invest ‘ethically’ and require a balance between income, capital growth and capital security. The portfolio is constructed using a broad range of income-producing assets which may include equities, fixed income, property, infrastructure, alternative investments and cash. The diversification of this portfolio will insulate investors from some short-term market volatility. Investments are predominantly held in assets that seek to promote ethical, sustainable and socially responsible causes and exclude companies that promote or produce tobacco, fossil fuels, arms, gambling, animal testing and similar activities. Equity content will typically be around 60%, meaning the portfolio will exhibit moderate downside risk to achieve the required level of capital growth and income.
Due to the nature of underlying holdings, investment in this portfolio should be seen as a long-term strategy. Risk aspects include inflation risk, capital risk, shortfall risk, and exchange rate risk. The portfolio targets a yield in excess of 3% plus capital growth in excess of 2-3% per annum over a rolling 5-year period and is benchmarked against the IA Mixed Investment 20-60% Shares sector average. Values may fall as well as rise and investors may not get back the amount originally invested.
Portfolio Type:Income & growth
FE Risk Score:562
Targeted Average Annual Return¹:5-6%
Indicative Risk Level:5/10
Benchmark¹:IA Mixed Investment 20-60% Shares
Current asset allocation of the NorthStar Ethical Income Portfolio:
At NorthStar, we’re committed to providing clear and simple charges for our investment portfolios. We believe in total transparency so you’ll always know what you will pay. The charges for the NorthStar Ethical Income Portfolio are:
Weighted Annual Fund Charge:0.63%
Annual Platform Charge²:0.40%
Annual NorthStar Charge:0.80%
UK Equity 29%
Jupiter Responsible Income 23%
Legal & General Ethical 6%
Property & Infrastructure 7%
FP Foresight UK Infrastructure Income 5%
iShares Global Property Securities Equity Index 2%
UK Fixed Income 29%
Rathbone Ethical Bond 15%
Royal London Ethical Bond 9%
Kames Ethical Corporate Bond 5%
Specialist & Global Equity 29%
BMO Responsible Global Equity 11%
Vanguard SRI Global Stock 10%
Stewart Investors Worldwide Sustainability 8%
Royal London Short Term Money Market 6%
Portfolio performance to February 2020:
NorthStar Ethical Income Portfolio Factsheet
The NorthStar Portfolio Range
Learn more about the complete range of NorthStar portfolios.
2. Typical annual platform charges will not exceed 0.4%. This will depend on the platform used and amount invested.
FE Risk Score is a measure of volatility relative to the FTSE 100 index, which always has a score of 100. Investments more volatile than the FTSE 100 have a score above 100 and vice versa giving a reliable indication of relative risk. Cash has a risk score of zero. Performance data shown are on a bid-to-bid basis, with income reinvested and do not take into account platform or advisory charges. Figures may include performance data for discounted ‘super clean’ funds where these are available. Such funds may not be available on all platforms. All performance data are rounded to the nearest 0.1% so small rounding errors may occur. Data correct as at 01.02.20. Source: FE. The value of investments and the income from them can fluctuate and investors may not get back the full amount invested. Past performance is not necessarily a guide to future performance. The tax treatment of investments depends on individual circumstances and is subject to changes in tax legislation. Figures are provided for illustrative purposes only and their accuracy cannot be guaranteed. Information provided should not be relied upon in isolation when making investment decisions and does not constitute advice or an offer to purchase any investment or product. Please contact us for more information on our range of portfolios.