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NorthStar Defensive Income Portfolio

Investment Objective

The NorthStar Defensive Income Portfolio is suitable for investors who are seeking income but require a high level of capital security, protecting their investment from the majority of short-term market fluctuations. The portfolio is constructed using a broad range of income-producing assets including equities, fixed interest, property and cash. Equity exposure will usually be around 30% meaning long-term returns and income may be lower than higher risk portfolios in the NorthStar range.

Due to the nature of underlying holdings, investment in this portfolio should be seen as a long-term strategy. Risk aspects include inflation risk, capital risk, shortfall risk, and exchange rate risk. The portfolio targets a yield in excess of 3% plus capital growth in excess of 1-2% per annum over a rolling 5-year period and is benchmarked against the IA Mixed Investment 0-35% Shares sector average. Values may fall as well as rise and investors may not get back the amount originally invested.

Key Information

Portfolio Type:Income & growth

Inception Date:01.01.15

Current Holdings:25 

FE Risk Score:30 

Current Yield:3.29%

Targeted Average Annual Return¹:4-5%

Passive/Active Split:47/53 

Indicative Risk Level:3/10

Benchmark¹:IA Mixed Investment 0-35% Shares
 
 

Asset Allocation

Current asset allocation of the NorthStar Defensive Income Portfolio:

    Portfolio Charges

    At NorthStar, we’re committed to providing clear and simple charges for our investment portfolios. We believe in total transparency so you’ll always know what you will pay. The charges for the NorthStar Defensive Income Portfolio are:

    Weighted Annual Fund Charge:0.49%


    Annual Platform Charge²:0.40%


    Annual NorthStar Charge:0.80%

     

    _________

    Total Annual Charge:1.69%
     

    Constituent Funds

    UK Equity 9%

    Premier Optimum Income 3%
    Schroder Income Maximiser 3%
    Vanguard UK Equity Income Index 2%
    Marlborough UK Micro Cap Growth 1%
     

    Europe Equity 2%

    Vanguard FTSE Developed Europe ex-UK Equity Index 2%
     

    North America Equity 2%

    Fidelity US Index 2%
     

    Japan Equity 1%

    Vanguard Japan Stock Index 1%
     

    Asia (ex. Japan) Equity 2%

    Vanguard Pacific ex-Japan Stock Index 2%
     

    Emerging Market Equity 1%

    Vanguard Emerging Markets Stock Index 1%

    Property 7%

    Janus Henderson UK Property 6%
    iShares Global Property Securities Equity Index 1%
     

    UK Fixed Income 43%

    Artemis High Income 19%
    iShares Corporate Bond Index 10%
    Vanguard UK Short-Term Investment Grade Bond Index 11%
    Vanguard UK Government Bond Index 4% 
     

    Global Fixed Income 7%

    Schroder High Yield Opportunities 5%
    Templeton Global Total Return Bond 1%
    Vanguard Global Short-Term Bond Index 1%
     

    Specialist & Global Equity 7%

    Artemis Global Income 4%
    Sarasin Food & Agriculture Opportunities 2%
    Vanguard Global Small-Cap Index 1%
     

    Alternative Strategies 9%

    Threadneedle Dynamic Real Return 5%
    BNY Mellon Real Return 3%
    Invesco Global Targeted Returns 1%
     

    Cash 10%

    Royal London Short Term Money Market 10%

    Portfolio Performance

    Portfolio performance to August 2019:

    Portfolio Documents

    NorthStar Defensive Income Portfolio Factsheet

    Last Updated: August 2019
    Format: PDF
    Pages: 2
     

    NorthStar Defensive Income Portfolio Key Information Document Pack

    Last Updated: August 2019
    Format: PDF
    Pages: 51
     
    The NorthStar Defensive Income Portfolio Factsheet provides full information on the NorthStar Defensive Income Portfolio as well as up-to-date portfolio commentary.
    The NorthStar Defensive Income Portfolio Key Investor Information Document (KIID) Pack provides full information and regulatory details of all funds held within the NorthStar Defensive Income Portfolio.

    The NorthStar Portfolio Range

    Learn more about the complete range of NorthStar portfolios.
     
     

    1. Over a rolling 5-year period. Targeted average annual return is based on the average long-term returns of applicable asset classes and is in no way guaranteed.
     
    2. Typical annual platform charges will not exceed 0.4%. This will depend on the platform used and amount invested.
     
    FE Risk Score is a measure of volatility relative to the FTSE 100 index, which always has a score of 100. Investments more volatile than the FTSE 100 have a score above 100 and vice versa giving a reliable indication of relative risk. Cash has a risk score of zero. Performance data shown are on a bid-to-bid basis, with income reinvested and do not take into account platform or advisory charges. Figures may include performance data for discounted ‘super clean’ funds where these are available. Such funds may not be available on all platforms. All performance data are rounded to the nearest 0.1% so small rounding errors may occur. Data correct as at 01.08.19. Source: FE. The value of investments and the income from them can fluctuate and investors may not get back the full amount invested. Past performance is not necessarily a guide to future performance. The tax treatment of investments depends on individual circumstances and is subject to changes in tax legislation. Figures are provided for illustrative purposes only and their accuracy cannot be guaranteed. Information provided should not be relied upon in isolation when making investment decisions and does not constitute advice or an offer to purchase any investment or product. Please contact us for more information on our range of portfolios.

     Accreditations & Trade Bodies

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