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Business Services Charges

We offer a range of services to help you get more from your business. Whatever your business needs to succeed, we will be with you every step of the way.

Business Services Charges

At NorthStar, we have a commitment to providing clear and simple charges for all our services.  When you use of business services, you will always know how much you will be charged and can be confident that you will be paying some of the most competitive rates around.

As a business owner, you know how important your business finances are and how intertwined your business and personal finances can sometimes be. We help our clients grow and protect their business with careful planning, sound investment management and by putting protecting in place where necessary. We also help many businesses with pensions for the directors and staff. We can also help with exit route planning to ensure you get the most from your business when it is time to move on.

Our main business services and charges are summarised below: 
 
 

Workplace Pensions and Auto-enrolment Consultation & Scheme Setup

To provide a comprehensive pensions auto-enrolment consultation and full scheme setup, we charge £650 (currently discounted to £450 as a special offer) . We will provide details of the recommended pension scheme as well as ensuring your scheme is fully setup and managed effectively. 
 
 

Directors’ Pensions 

To provide a recommendation on starting a directors’ pension, we typically charge £300 per director. This provides you with information and advice on which pension provider to use, your optimal investment strategies and what you can expect your pension to provide you in retirement. We can then manage your directors’ pension investments in the same way as our investment management service and charge the same amount as for any other investment. 
 
 

Directors’ Pension Review Service 

To provide a full review ‘Pension Review Report’ on a director’s pension which provides analysis and advice on whether to switch or consolidate your existing directors’ pension, we typically charge £500 per director. Should the report recommend that you transfer your directors’ pensions to a new provider, we charge 2% of the amount to be transferred (minimum charge £300 per director). 
 
 

Shareholder and Partnership Protection 

Typically, we are paid commission for arranging a shareholder or partnership protection policy and therefore paid by the insurance provider. The arrangement of a shareholder or partnership protection policy is usually subject to a minimum total fee of £600 for all policies. Where the commission payable by the provider is less than £600, the balance is paid by the client directly. 
 
 

Key Person Protection 

Typically, we are paid commission for arranging a key person protection policy and therefore paid by the insurance provider. The arrangement of a key person protection policy is usually subject to a minimum total fee of £300 for all policies. Where the commission payable by the provider is less than £300, the balance is paid by the client directly. 
 
 

Relevant Life Policies 

Typically, we are paid commission for arranging a relevant life policy and therefore paid by the insurance provider. The arrangement of a relevant life protection policy is usually subject to a minimum total fee of £300 for all policies. Where the commission payable by the provider is less than £300, the balance is paid by the client directly.  
 
 

Staff Benefits 

Our Staff Benefit Package Report starts from £800. For this, we provide a comprehensive report on the staff benefits you should consider offering to your staff and provide full recommendations on providers and policies to use to provide these benefits. We can provide a more accurate quote for a Staff Benefits Package Report after assessing your business circumstances. 
 
 

Remuneration Strategies 

Our Remuneration Strategies Report starts from £600. For this, we provide a comprehensive report showing analysis and recommendations for the remuneration of directors and key staff within your business. We can provide a more accurate quote for a Remuneration Strategies Report after assessing your business circumstances. 
 
 

Exit Strategy Planning 

To provide a comprehensive Business Exit Strategy Report we typically charge £600 for businesses with straightforward financial structures and a turnover below £1m. For all larger or more complex business, we typically charge £1,000 for a Business Exit Strategy Report. 
 
 

Business Investment Services 

Where money is retained in your business, you need to make sure it is invested wisely. We manage the business investments in the same way as our investment management service and charge the same amount as for any other investment. This is typically 0.6% per annum where you are invested in a NorthStar portfolio and 1% per annum where your business investment is with any other provider. 
 
 

Business Financial Planning  

Business planning helps you better understand, organise and optimise the financial affairs of your business in conjunction with your own finances. Business planning falls under our financial planning service and is charged in the same way. You may either opt for an ongoing financial planning service paid monthly or by ad-hoc or one-off services which simply look at your retirement planning needs in isolation. You can see a full breakdown of our financial planning charges and choose the plan that is right for you. Typically, those wanting business financial planning opt to join our Premier Plan service. 
 
 

Commercial Mortgages

To provide our full commercial mortgage service including product research, mortgage advice, application and administration, we have two distinct charges. The first charge is a mortgage advice fee. This is £350 payable at outset and is non-refundable. Upon completion, we charge a mortgage arrangement fee. This is 0.3% of the mortgage value. If you choose to pay the mortgage arrangement charge directly, we will rebate any commission received from the mortgage provider to you. Alternatively, you may instruct us to use the commission we received to reduce or eliminate your arrangement fee. Any commission received in excess of our charges will always be rebated to you.

For example, to provide our commercial mortgage service on an amount of £300,000 would cost £350 plus £750 (£500,000 x 0.3%) = £1,250. 
 
 

Other Business Services 

For any other specialist business services we will quote a price on enquiry. We are always clear on what you will pay for our services before you commence.

NorthStar clients get more but pay less

Our clients enjoy better returns, better advice and a better level of service.
We deliver all this at a lower price than many of our competitors.
Find out more about our commitment to drive down charges and how we’re going about it.

Complete Flexibility 

Remember that you can start or stop our business services at any time. We never tie you into any form of contract with us. Don’t worry if you are unsure which of our business services would suit you best. You can discuss your requirements during your free introductory meeting where a NorthStar financial planner can help you work our which of our services are right for you.  
 
 
  

Find out More About Our Other Charges 

Our commitment to clear, fair and transparent charges means you will always know how much you will pay before agreeing to any of our services. Find out more about our charges for other services: 
  

Investment services charges

Protection services charges

Retirement services charges

Property services charges

Older age services charges

Financial planning services charges

Philanthropy charges


The Financial Conduct Authority (FCA) does not regulate trust advice, tax advice and business financial planning services.

Our commitment on charges

At NorthStar, we’re committed to providing clear and simple charges for all our services.
We believe in total transparency so you’ll always know what you will pay.
No hidden charges, no additional fees, no nasty surprises – that’s a promise.

Your business is our passion

Let us help you create an even better business and plan for long-term sucess

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Need more info?

Find out more about our business services

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 Accreditations & Trade Bodies

Business Services Charges ultima modifica: 2014-10-27T22:16:07+00:00 da NorthStar Admin

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