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Who Knows Your PINs and Passwords?

How many people know your password? Further to that, how many other people’s passwords do you know? We don’t even mean the one you use to access your bank – letting someone know your login details could land you in a whole heap of trouble. A Governme…

See Annuities in a New Light

Annuities have made a comeback. Having gone from being compulsory to being as fashionable as chintz, they’ve seen a surge in popularity since last year. But why? Some are suggesting it boils down to one word: certainty.Think about the past 30 years…

Pack Your Retirement Parachute

What is it about pensioners and parachutes? We turn 55 and feel suddenly compelled to fling ourselves from high places strapped to an outsized duvet cover. But by a neat coincidence, skydiving can teach us a crucial lesson about retirement. Picture the sc…

Do You Know ‘Your Number’?

You may not have ever thought about it or never realised it, but we all have ‘a number’. Not just any number, but a number that just happens to be the most important number you will ever need to know. So what exactly is ‘your number’, what does it mean and…