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Will the Lifetime ISA Help You Buy Your First Home?

There’s a new ISA in town: the Lifetime ISA (or LISA). Designed to help both first-time buyers and people saving for retirement, it’s certainly an ambitious idea – but does it deliver, and what are the drawbacks? Let’s take a look at this ISA’s finer…

Is It Time to Ditch Your Cash ISA?

Since their introduction in 1999, the Individual Savings Account (ISA) has been a huge success. Replacing the ‘Personal Equity Plan (PEP) and Tax-Exempt Special Savings Account (TESSA), in essence, an ISA is a tax-free savings and investment plan all…

Lifetime ISA vs Pension – The Showdown

An intriguing new savings product has appeared on the horizon: the Lifetime ISA. Allowing tax-free saving with bonuses, both for a home and for retirement, it sounds similar in some ways to a pension. But what are the key differences?…