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Apathy Costing Savers over £800m a Year

As banks continue to ‘reward’ their most loyal customers by slashing their savings rates, more products are emerging to enable savers to chase higher interest with less effort. The UK’s savers have missed out on nearly a billion pounds worth of inter…

Could You Live Without Cash?

With the news this week that debit card payments have overtaken cash use for the first time and one in three Brits thinking we’ll be a cashless society in 20 years, we look at the alternatives available now if you want to dump the coins and notes in …

Cash vs Shares – Which Would You Put Money On?

The run-up to the EU referendum saw investment fund managers shovelling assets from equities (stocks & shares) into cash, over fears that a Brexit would cause another financial meltdown and send stock markets into freefall. Investment portfolios had…

Is It Time to Ditch Your Cash ISA?

Since their introduction in 1999, the Individual Savings Account (ISA) has been a huge success. Replacing the ‘Personal Equity Plan (PEP) and Tax-Exempt Special Savings Account (TESSA), in essence, an ISA is a tax-free savings and investment plan all…