Personal Portfolio Builder Assessment
Your Optimal Portfolio: NorthStar Defensive Income Portfolio
(Please Note: This is a simplified risk assessment and is no substitute for an in-depth appraisal carried out by a NorthStar financial planner. A comprehensive risk assessment will take into account your investment objectives, current situation, investment experience and capacity for loss in addition to your attitude to risk assessed here. Please contact us if you would like a comprehensive risk assessment or to learn more about our assessment process.)
About the NorthStar Defensive Income Portfolio
The NorthStar Defensive Income Portfolio is suitable for investors who are seeking income and capital growth but require a high level of capital security, protecting their investment from the majority of short-term market fluctuation. The portfolio is constructed using a broad range of income-producing assets which may include equities, fixed income, property, infrastructure, alternative investments and cash. The diversification and low-risk construction of this portfolio will insulate investors from a significant amount of short-term market volatility and provide significant capital protection. Equity exposure will typically be around 30%, meaning long-term returns may be lower than some income portfolios in the NorthStar range to achieve the required level of capital security.
Due to the nature of underlying holdings, investment in this portfolio should be seen as a long-term strategy. Risk aspects include inflation risk, capital risk, shortfall risk, and exchange rate risk. The portfolio targets a yield in excess of 3% plus capital growth in excess of 1-2% per annum over a rolling 5-year period and is benchmarked against the IA Mixed Investment 0-35% Shares sector average. Values may fall as well as rise and investors may not get back the amount originally invested.
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Recommended Asset Allocation
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