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Financial Fitness Test: Assessment

Your grade: F

Initial comments: Not good at all. You really failed the Financial Fitness Test and got the lowest grade possible.

In context: Your score means you got a lower mark than 97% of people that have taken this test before.

Marker’s comments: You really don’t understand your finances and this is a real concern.  In many areas of your financial life, you don’t seem to have a plan or have really thought through your options. Unless you get on top of your money, you will never truly be able to enjoy it and become financially secure. We recommend you start learning more about financial and money matters and try to put some basic plans in place. You may find it easier to seek out a qualified financial planner to help you do this. Don’t worry, it is never too late to start getting your finances in shape. Take the right steps now and you’ll be just fine in the long-term. When you’ve started to put steps in place to improve your financial situation, why not come back and take the test again to see how much you have improved.

In summary: Must do better. Your financial future depends on it. 

Thanks for taking the Financial Fitness Test.

The NorthStar Team  

What Next?


Share your Financial Fitness Test grade on Twitter

Save your Financial Fitness Test results as a PDF and print.

Contact us

Discuss your score and see how we can help improve your Financial Fitness Test grade by contacting us.

Scoring Methodology

For each question, scores are awarded as follows: 10, 6, 3, 0

The total score for the 24 questions is calculated out of a total of 240 points.

Grades are awarded as follows:

A+: 87%+
A: 75% – 86%
B+: 65% – 74%
B: 57% – 64%
C+: 50% – 56%
C: 43% – 49%
D+: 35% – 42%
D: 25% – 34%
E: 13% – 24%
F: 0% – 12%

The current average recorded score is 44%.

Disclaimer: The Financial Fitness Test is designed to get you thinking about how well you understand your financial affairs. It is not designed to provide financial advice and nothing within the test or results page should be taken as advice. The test provides generic information only. If you wish to obtain advice, please contact us.

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