loader image
Select Page

Financial Fitness Test: Assessment

Your grade: E

Initial comments: Oh dear. You got a poor score in the Financial Fitness Test.

In context: Your score means you got a lower mark than 91% of people that have taken this test before.

Marker’s comments: It looks like you struggle with financial matter and don’t really have a good grip of your money. It’s really important that you understand the basics of your finances and have some basic plan in place to ensure you make the most of the money you have and can avoid any problems down the line. You could really benefit from learning more about investing, saving and planning your finances and you are likely to gain a lot from sitting down with a qualified financial planner and putting a plan in place to help improve your finances. Don’t worry, it is never too late to start getting your finances in shape. Take the right steps now and you’ll be just fine in the long-term. When you’ve started to put steps in place to improve your financial situation, why not come back and take the test again to see how much you have improved.

In summary: Must try harder. Get your financial affairs in shape and try again. 

Thanks for taking the Financial Fitness Test.

The NorthStar Team  

What Next?


Share your Financial Fitness Test grade on Twitter

Contact us

Discuss your score and see how we can help improve your Financial Fitness Test grade by contacting us.


Scoring Methodology

For each question, scores are awarded as follows: 10, 6, 3, 0

The total score for the 24 questions is calculated out of a total of 240 points.

Grades are awarded as follows:

A+: 87%+
A: 75% – 86%
B+: 65% – 74%
B: 57% – 64%
C+: 50% – 56%
C: 43% – 49%
D+: 35% – 42%
D: 25% – 34%
E: 13% – 24%
F: 0% – 12%

The current average recorded score is 44%.

Disclaimer: The Financial Fitness Test is designed to get you thinking about how well you understand your financial affairs. It is not designed to provide financial advice and nothing within the test or results page should be taken as advice. The test provides generic information only. If you wish to obtain advice, please contact us.

 Accreditations & Trade Bodies

premade image 20new2

Join Over 3,000 Happy Subscribers

Stay right up-to-date with the latest financial news, get expert insight and analysis and exclusive special offers to help you make the most of your money. NorthStar Insights is the free email newsletter enjoyed by over 3,000 people across the UK. Join them to see what all the fuss is about. 


(Great content every week. No spam. Guaranteed.)

Data Protection Policy

Thanks for subscribing to NorthStar Insights. Check your email to confirm your subscription.