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Financial Fitness Test: Assessment

Your grade: C+

Initial comments: A reasonable result. Your score for the Financial Fitness Test was OK.

In context: Your score means you got higher marks than 64% of people that have taken this test before.

Marker’s comments: It looks like you could have done better on the test, but it wasn’t a disaster by any means. You appear to understand a fair amount about your money and financial position and have some basic plans in place. There are a lot of areas of weakness, though and a great deal to work on. We suggest you don’t delay and get on with the task of really understanding your money and getting a great plan in place to make the most of it. You might even find it fun. Whether you do this yourself or ask a qualified financial planner to help, you will see some significant improvements to your financial situation if you take the necessary action. Why not task up to take this test again in 6 or 12 months time and see if you can improve your score? You will be amazed at the improvement you can make in a short period of time.

In summary: Not bad. Your result was reasonable, but there are still areas of your finances that are in desperate need to work. 

Thanks for taking the Financial Fitness Test.

The NorthStar Team  

What Next?


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Contact us

Discuss your score and see how we can help improve your Financial Fitness Test grade by contacting us.


Scoring Methodology

For each question, scores are awarded as follows: 10, 6, 3, 0

The total score for the 24 questions is calculated out of a total of 240 points.

Grades are awarded as follows:

A+: 87%+
A: 75% – 86%
B+: 65% – 74%
B: 57% – 64%
C+: 50% – 56%
C: 43% – 49%
D+: 35% – 42%
D: 25% – 34%
E: 13% – 24%
F: 0% – 12%

The current average recorded score is 44%.

Disclaimer: The Financial Fitness Test is designed to get you thinking about how well you understand your financial affairs. It is not designed to provide financial advice and nothing within the test or results page should be taken as advice. The test provides generic information only. If you wish to obtain advice, please contact us.

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