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Financial Fitness Test: Assessment

Your grade: B+

Initial comments: Well done. You got a good score for the Financial Fitness Test.

In context: Your score means you got higher marks than 85% of people that have taken this test before.

Marker’s comments: You got a pretty decent score on this test – better than most. Your financial affairs aren’t in perfect shape though and there are a few things you can definitely work on to get a higher score next time you do this test. Now is a good time to think about the areas of the test that you could do better on and get some expert input and advice. You certainly don’t need to worry too much about your financial situation as you appear to have most things in hand but it is important not to get complacent and fail to keep a close eye on your financial affairs. Remember that you work hard for your money and you want it to work hard for you. Get a great financial plan, invest wisely, protect your lifestyle and plan for older age. You’re well on track with a lot of these things, but you need to really focus to ensure you make the most of your money.

In summary: Well done. You certainly know your financial onions. 

Thanks for taking the Financial Fitness Test.

The NorthStar Team  

What Next?


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Contact us

Discuss your score and see how we can help improve your Financial Fitness Test grade by contacting us.


Scoring Methodology

For each question, scores are awarded as follows: 10, 6, 3, 0

The total score for the 24 questions is calculated out of a total of 240 points.

Grades are awarded as follows:

A+: 87%+
A: 75% – 86%
B+: 65% – 74%
B: 57% – 64%
C+: 50% – 56%
C: 43% – 49%
D+: 35% – 42%
D: 25% – 34%
E: 13% – 24%
F: 0% – 12%

The current average recorded score is 44%.

Disclaimer: The Financial Fitness Test is designed to get you thinking about how well you understand your financial affairs. It is not designed to provide financial advice and nothing within the test or results page should be taken as advice. The test provides generic information only. If you wish to obtain advice, please contact us.

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