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Financial Fitness Test: Assessment

Your grade: B

Initial comments: A good result. You got a decent score for the Financial Fitness Test.

In context: Your score means you got higher marks than 78% of people that have taken this test before.

Marker’s comments: Not bad. Not bad at all. You clearly know your stuff when it comes to your finances and you have a lot of things in hand. You might not have any major issue to deal with but it is worth taking a closer look at the weaker areas identified by the test and think about ways you could improve. What do you need to do to get your score up to an A or A+? Maybe you can address these things yourself or you might benefit from the input of a qualified financial planner. Either way, there is some work to be done in some areas and it is important that you keep on top of your finances by finding time to regularly review your situation and take the necessary steps. With a little effort and time you can really master your finances and make your money work hard for you. You aren’t far away from becoming a real master of your finances. You can get there if you really commit to it.

In summary: Pretty good. You’ve got some areas covered but there is definitely room for improvement.

Thanks for taking the Financial Fitness Test.

The NorthStar Team  

What Next?


Share your Financial Fitness Test grade on Twitter

Save your Financial Fitness Test results as a PDF and print.

Contact us

Discuss your score and see how we can help improve your Financial Fitness Test grade by contacting us.

Scoring Methodology

For each question, scores are awarded as follows: 10, 6, 3, 0

The total score for the 24 questions is calculated out of a total of 240 points.

Grades are awarded as follows:

A+: 87%+
A: 75% – 86%
B+: 65% – 74%
B: 57% – 64%
C+: 50% – 56%
C: 43% – 49%
D+: 35% – 42%
D: 25% – 34%
E: 13% – 24%
F: 0% – 12%

The current average recorded score is 44%.

Disclaimer: The Financial Fitness Test is designed to get you thinking about how well you understand your financial affairs. It is not designed to provide financial advice and nothing within the test or results page should be taken as advice. The test provides generic information only. If you wish to obtain advice, please contact us.

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