loader image
Select Page

Financial Fitness Test: Assessment

Your grade: A

Initial comments: Excellent. You got a great score for the Financial Fitness Test.

In context: Your score means you got higher marks than 90% of people that have taken this test before.

Marker’s comments: You have a really good understanding of your finances and have great plans in place to make the most of your money. It is likely that you have achieved or are well on track to securing ‘Financial Freedom’ – never having to worry about your money again. You are well in control of almost all aspects of your financial life and are in better financial health than most of your peers. Although you got a great score in the test, you could get your score up to a A+ (the top score) with a little extra effort. A qualified financial planner might just be able to help you take the final step to really bossing your finances and getting top marks. Alternatively, you just need to keep on top of things to ensure your finances stay in great shape. 

In summary: Good work. You really know your stuff and have your finances in great shape. Keep it up. 

Thanks for taking the Financial Fitness Test.

The NorthStar Team  

What Next?


Share your Financial Fitness Test grade on Twitter

Save your Financial Fitness Test results as a PDF and print.

Contact us

Discuss your score and see how we can help improve your Financial Fitness Test grade by contacting us.

Scoring Methodology

For each question, scores are awarded as follows: 10, 6, 3, 0

The total score for the 24 questions is calculated out of a total of 240 points.

Grades are awarded as follows:

A+: 87%+
A: 75% – 86%
B+: 65% – 74%
B: 57% – 64%
C+: 50% – 56%
C: 43% – 49%
D+: 35% – 42%
D: 25% – 34%
E: 13% – 24%
F: 0% – 12%

The current average recorded score is 44%.

Disclaimer: The Financial Fitness Test is designed to get you thinking about how well you understand your financial affairs. It is not designed to provide financial advice and nothing within the test or results page should be taken as advice. The test provides generic information only. If you wish to obtain advice, please contact us.

 Accreditations & Trade Bodies

premade image 20new2

Join Over 3,000 Happy Subscribers

Stay right up-to-date with the latest financial news, get expert insight and analysis and exclusive special offers to help you make the most of your money. NorthStar Insights is the free email newsletter enjoyed by over 3,000 people across the UK. Join them to see what all the fuss is about. 


(Great content every week. No spam. Guaranteed.)

Data Protection Policy

Thanks for subscribing to NorthStar Insights. Check your email to confirm your subscription.