Have questions? We have the answers. Frequently asked questions about our protection services.
What type of protection might I need?
If you were to become ill, lose your job, or die unexpectedly your family could struggle financially. Just take a moment to think about what the actual financial impact of any of these events would be. You can protect your family against all these eventualities. What is right for you will depend on your circumstances and priorities.
Why don’t I just buy a protection product online?
If you know exactly what level and type of protection you need, and who the best provider is, you could do this. Bear in mind that you will still probably pay a commission if you purchase through a price comparison website. We can add value by making sure you get exactly the right type of cover, and that it is set up in the best way with the best provider.
I've already got some policies in place. Can I get this cover at a lower price?
How do I know what type of protection I need?
I’ve heard I might benefit from putting my policies in trust. Is this correct?
I’ve been declined for protection in the past. Is there any point trying again?
Absolutely. We have access to a wide range of specialist providers. Just because you have been declined in the past this does not mean that you won’t be able to get cover. Let’s talk and see what we can do.
I’ve just bought a new house with a mortgage. Can I protect my income in case I lose my job?
Yes you can. We can help you get the best type of income protection. This will help protect you from the implications of losing your income.
I want to make sure my family are looked after if I die suddenly. Can you help me with this?
Yes we can help. There a number of different ways you can achieve this. We will work with you to establish the best way for you.